Coastal and second-home purchases
Charleston, Hilton Head and the Grand Strand draw second-home and investment buyers whose income does not fit a standard pay stub. Bank statement, asset depletion and DSCR programs are built for exactly that.
07 / South Carolina
NMLS #2346195
Mortgage Lender in South Carolina
South Carolina is home — the branch is on Daniel Island, so a Charleston-area closing means a lender in your time zone who knows the appraisers, the attorneys and how long a Lowcountry file actually takes.
What Matters Here
Lending in South Carolina
Every state has its own habits — who closes the file, which programs come up, and what stalls a deal. These are the ones that come up in South Carolina.
Closing attorneys, not title companies
South Carolina closings run through a real estate attorney. It changes the timeline and who you chase for what, and it is the sort of thing an out-of-state lender learns the week of closing.
Coverage
Where I Lend in South Carolina
Licensed state-wide — these are simply the markets that come up most. If your town is not listed, it is still covered.
Questions
South Carolina Mortgage FAQ
Are you licensed to lend in South Carolina?
Yes. Tyler Nagorski is personally licensed in South Carolina under NMLS #2346195, working from the CrossCountry Mortgage branch at 895 Island Park Drive, Suite 202, Daniel Island, SC (Branch NMLS #2413611). CrossCountry Mortgage, LLC (NMLS #3029) is licensed in all 50 states.
What loan programs are available in South Carolina?
Conventional, FHA, VA, USDA, and jumbo financing, plus the NonQM programs most lenders do not carry — bank statement, DSCR, 1099, asset depletion and WVOE. Which one fits depends on how your income is documented, not on how much of it there is.
I was turned down by another lender in South Carolina. Can you help?
Usually. Most lenders carry a handful of products and send a rejection when you do not fit one of them. If there is a path we will find it, and if there is not one yet we will tell you exactly what has to change and how long it should take.
Also Licensed In